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Welcome to the new IT Finance Blog

May 21st, 2013 by admin

Wondering what this is going to be all about?


Well, glad you asked and here is what we will be talking about.


This is NOT going to be one of those typical news sites on business and finance topis as there are already thousands of those once out there. It’s not that we don’t like them (well some of them) but it’s more that we think they are all pretty boring. They all talk about the exact same thing over and over again.


Our goal here with IT Finance is not to curate the news that are already out there and everyone is talking about it anyway. We are aiming to only present you with the finance and business news and articles that we find really interesting and that included particular articles from smaller, less popular websites that are just “different” and offer outstanding value.


Ok, so now you know what to expect from us in the future…. let’s start with the first gem we found recently. It’s an article from Baggetta & Co in Perth (Western Australia) and it’s titled “Common mistakes made when buying property in your SMSF“.


Enjoy the read and check back soon…

What Credit Score Do You Need To Get A Credit Card?

July 30th, 2013 by admin

Many people wonder what credit score is and why is it important when applying for loans. Actually, credit score ratings matter greatly: if your score is low, this means you are a high risk to lenders. Most lenders turn down borrowers who have a very low credit score. If you are given a loan with a low score, you will pay for it with a very high interest rate.

Credit score ratings are a numerological representation of your ability to use credit wisely. In short, when you borrow money, use a credit card, apply for a loan, or make payments on those debts, you are creating a credit history.

In an article posted by Abby Hayes at DOUGHROLLER, Abby discussed some important pointers on how you can get a credit. She specifically focused on what credit score should you have in order for you to get a credit card that fits your financial status and needs.

Read more at:

Meet the Real Estate Tech Entrepreneur: Greg Tracy

July 25th, 2013 by admin

Many people dream of becoming real estate investors, but not everyone has what it takes. If you’re dreaming of becoming an investor, there are several important questions to consider, long before you purchase your first investment real estate.

To be a successful investor, you do not have to be a college graduate with doctoral degree. Everyone can be successful with real estate investment whether men or women of all races and lifestyles. All you need to do is to place yourself in a position where you can help to create and shape the future of the real estate industry.

In GeekEstate’s “Meet the Real Estate Tech Entrepreneur” article, which is published last July 8, they featured Greg Tracy of BlueRoof360. Greg is a broker/owner/agent/instructor for over twenty years and continues to sell real estate now.

Read the article here:

How to Use Social Media to Find Customers (Infographic)

July 20th, 2013 by admin

Social media marketing is a type of internet marketing that uses social media networks to achieve marketing communication. These social networks are used to achieve a number of goals in marketing. Social media marketing is currently a widely used option by people for marketing their products and services.

Social media sites are very popular among people and it is this popularity that has to be capitalised in order to promote the products and services. However, just like other forms of marketing campaigns, social media marketing can also bring several challenges to marketers.

As said by an article posted by Kathleen Davis at Entrepreneur, Gaining popularity on social media is only half the battle because marketers should also know how to convert those “Likes” into paying customers. Also included in the article is an infographic which teaches how to use social media to find customers.

Read more here:

How to Buy Stocks

July 15th, 2013 by admin

A stock represents a share in any corporation. It is bought and sold on an exchange. Your claim on a company’s assets and earnings and assure you of voting rights is represented by stock certificates. Companies issue stock as a way to raise capital without guaranteeing payments to creditors and interest rates.

Owning stock brings lesser stress; you don’t have to handle the day to day management of a company. However, it does give you a voice in the elected board of directors, which should protect your interests. Buying and selling stocks can be utilised with the help of an expert and experienced broker; or you can choose to do it on your own.

In an article posted by KC Beavers at Generation X Finance, KC discuses all the important things you need to learn about buying stocks – from the definition of stocks, how to open a trading account to researching stocks and a lot more.

Read more at:

What is Performance Management?

July 10th, 2013 by admin

Performance management enhances the capability of a company because it provides the important values to the business. They are information delivery, performance supervision, and performance effectiveness. These values help to business owners to understand, manage and improve the business.

Performance management system coordinates the performance of managers, staff, customers, investors and suppliers within an integrated environment. It establishes a unified understanding between a supervisor and an employee about the expectations of management and what needs to be done at the organisation level.

Ryan Goodrich posted an informative article at Business News Daily. The article talks about what performance management is as well as the other important things you need to learn about it.

You can check out the full article here:

Share Investing Basics: How to start

June 13th, 2013 by admin

Contrary to what most people believe, it is not difficult to invest in shares. In fact, you don’t need to be an expert share investor to be successful.

If you want share investing but you do not have any clue about it, we will help you know on how to start with investing in the share market. Included in this blog post is video that can help you know how to start with this type of market investment.

Business Partnership: Advantages and Disadvantages

June 11th, 2013 by admin

A partnership is a type of business entity where two or more people join hands to start and run their own business. A partnership is the type of business wherein “partners” share the costs, profits and losses between them.

Included in this blog post is a video that talks about what you need to learn about partnership. It shows the advantages and disadvantages a partnership business has. Watch the video below:

Advantages and Disadvantages of Sole Proprietorship

June 11th, 2013 by admin

Choosing the correct legal entity from the very beginning is very important to the future of your business. This is because the type of legal entity you choose affects all your business’ decision-making processes, your legal responsibilities as well as your financing capabilities. There are three basic types of business legal structures – sole proprietorship, partnership and corporation.

In this blog post, we will be talking about sole proprietorship: what it is and how will you know if this structure is good for you. Watch the video below for more explanation about sole proprietorship:

Family Business Tips: Human Resource Management

June 9th, 2013 by admin

The performance of every business depends on the skills and capabilities of the people in the team. This idea also applies to family-owned businesses.

However, with regards to family businesses, the most common problem that families face is with their human resource management – nepotism and emotions are the two most common. Below are some of the human resource management tips to solve the most common family business issues:

Wealth Creation Tips: Real Estate

June 7th, 2013 by admin

Real estate nowadays is significantly rising as a popular investment option in the United States and other areas of the globe. That is because the returns that can be availed from this type of investment are beyond compare. Furthermore, the risk factor is also much lesser compared to other forms of investments.

To be successful with real estate, all you need to do is to be cautious and have enough knowledge about this market. The video below can give you tips on  how to become a real estate investor: