Archive for December, 2008
December 31st, 2008 at 11:30pm
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wrote an interesting post today on
Here’s a quick excerpt
According to a press release, “The Federation of Small Businesses is . . . calling on the Government, the banks, local councils and consumers to play their part during the year by providing support to small businesses in fighting regulation, accessing finance and maintaining cash flow to buck the increasing trend of business closures.”
The Federation for Small Businesses needs to do more than just issue a press release.
The government has financed the banks, protected Wall Street and back stopped the auto industry, but government and our political and financial leaders have ignored the needs and potential catastrophic impact of the small business failure.
Limiting interest rates is just one limited step. Encouraging banks to lend, promoting a major SBA program similar to “HOPE for Homes”, encouraging lenders to extend credit rather than reduce amounts available, are but a few of the many steps they could take.
The FSB is […]
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December 31st, 2008 at 11:10pm
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guruatmoneyassistant wrote an interesting post today on
Here’s a quick excerpt
Click here to go to the original article at PrepayCardsForTeens.com
The credit card habits that save you money also happen to keep your rates from rising and your credit limits from falling. Thank the big guy for small favors.
The best way to protect against negative changes to your account is to “make sure you don’t spend what you don’t have, you don’t carry a balance, […]
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December 31st, 2008 at 10:53pm
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bambiz wrote an interesting post today on
Here’s a quick excerpt
The drastic losses incurred in the financial markets is one of the prime examples of the downs in the collective human experience during the past year. This particular decline in the stock market value amounting to $7,000,000,000,000, which I would call, the big debacle is discussed in a NY Times article. Excerpt from the article:
…In a mere 12 months, the Dow Jones industrial average plunged 4,488.43 points, or 33.8 percent, its most punishing loss since 1931. Blue chips like Bank of America, Citigroup and Alcoa lost more than 65 percent of their value. The broader Standard & Poor’s 500-stock index sank 39.5 percent, almost exactly matching its decline in 1937.
All told, about $7 trillion of shareholders’ wealth — the gains of the last six years — was wiped out in a year of violent market swings.
But what is striking is not just the magnitude of the declines, staggering as they […]
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December 31st, 2008 at 08:51pm
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wrote an interesting post today on
Here’s a quick excerpt
Bishop E. Bernard Jordan, Apostle Elisabeth Elijah Nikomia and followers. You are being called out upon today! The Bible clearly states over and over the things that must take place before the return of Jesus Christ. The only TRUE Prophetic Word, is the Word of God from the Bible. Can you not see you are doing wrong? Can you not see past your own nose, nor past your own wallets? The below verses is what the Sovereign Lord (Jesus Christ) has to say to you all who engage in such FALSE PROPHECY, you are a mirror of FALSE CHRIST. Oh, REPENT, REPENT, REPENT, for the time is near! Jesus Christ is returning soon!!!! Are you ready???????
THE SCRIPTURE IS THE ONLY TRUE PROPHECY OF GOD!!!
Elisabeth Nikomia & Nikko
Bishop Bernard Jordan & Wife
Revelation 22:18-19
18 And I solemnly declare to everyone who hears […]
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December 31st, 2008 at 08:20pm
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wrote an interesting post today on
Here’s a quick excerpt
So the last few days I’ve been figuring out this Alchemy thing on Etsy… Have you heard about it? its a fantastic feature and I’m REALLY liking it! i started exploring it when someone sent me (through Etsy) a request for a custom item, some business cards. I got a notice with a request, a desired price, a deadline and a brief outline of what they were looking for. What a great idea! Someone wants me specifically to make them something! We began discussing details and hopefully I’ll get them their cards by the end of the month. yay!
Now, what I discovered is aside from being able to request a custom item or commission someone directly, you can also place a public Alchemy Request. Its the almost same, but the public request is open to anyone who bids. There’s pages and pages of people looking for quotes and estimates to […]
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December 31st, 2008 at 08:17pm
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lockandkeypress wrote an interesting post today on
Here’s a quick excerpt
Mortgage rates on 30 year fixed loan dropped for a ninth consecutive week and reaching the lowest levels in 37 years.
Interest rates on the 30 year fixed mortgage dropped to an average of 5.10 percent according to s survey released by Freddie Mac, down from previous 5.14 percent.
Mortgage rates dropped significantly since Federal Reserve introduced a plan to buy up to $500 billion of mortgage securities. The program will also buy up to $100 billion of debt.
Mortgage rates will continue to head even lower in next few weeks.
However, housing market is not showing any recovery at this time, as home buyers are not in rush to buy homes. Refinance on the other hand, had increased dramatically as home owners are taking advantage of low rates.
Even with a reduction in a 30 year fixed mortgage savings can equal to fee hundreds per months and few thousands per year.
Other interest rates such […]
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December 31st, 2008 at 06:40pm
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wrote an interesting post today on
Here’s a quick excerpt
Another brilliant post from Indexed, with a clever play on investing concepts. But this isn’t the only explanation we’ve seen recently about wealthy vampires: in the Twilight series by Stephenie Meyer, one of the vampiric Cullens can predict the future and can thus make a killing easily (pun intended) in the stock market. As they benefit from compounding and exceptional market timing, it’s no wonder then that the Cullens skipped the castle option altogether and bought their own island instead.
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December 31st, 2008 at 05:28pm
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wrote an interesting post today on
Here’s a quick excerpt
Think your portfolio got hit hard in 2008? Check out these three mutual funds…
1) Legg Mason Opportunity Trust (LMOPX) – 66%
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2) Winslow Green Growth (WGGFX) – 62%
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3) Legg Mason Growth Trust (LMGTX) – 61%
Tip for 2009: Don’t entrust your money with someone else, especially mutual fund managers!
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December 31st, 2008 at 05:26pm
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youngragingbull wrote an interesting post today on
Here’s a quick excerpt
I’ve thought about areas I want to improve with my life in the coming year, and I figured that I would share them:
Work towards becoming debt free by eliminating my credit card debt
Establish 2 savings, 1 for emergencies and 1 for other things
Get off the fence
Read one book that will better myself professionally or financially a month
Accomplishing these goals should firmly establish myself firmly to be successful in the future as I begin my professional career.
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December 31st, 2008 at 05:18pm
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wrote an interesting post today on
Here’s a quick excerpt
I must say, indeed, go out of my way to update my blog to broadcast that for once, I completely agree with Paris Hilton.
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